
Making it Work in San Francisco!
Think it’s expensive here? We do too.
Here’s how we adapt…
Salary & Benefits
Salary
PGY-I Salary: $ 62,487 + $ 13,210 = $75,697 total
PGY-II: Salary $ 64,558 + $13,210 = $77,768 total
PGY-III: Salary $67,094 + $13,210 = $80,304 total
Housing
UCSF residents receive a taxable $1,100.89 per month ($13,210.68 annually) housing supplement to their UC base salary. The housing supplement, funded by the UCSF Medical Center and the VA, represents a degree of financial relief for Housestaff struggling to pay San Francisco rental prices.
CIR/SEIU
The 1,450 residents at the University of California at San Francisco (UCSF) have completed a months-long organizing campaign to win their union and join 15,000 fellow members of The Committee of Interns and Residents/SEIU (CIR/SEIU). UCSF is the largest chapter of residents to organize in over 60 years of CIR’s existence.
Sample Contract
You can see a sample resident contract here.
Benefits Package
Health – Choice between Anthem HMO or PPO. HMO is free for residents, partners, and all dependents. PPO has premiums of $30, $60, and $90 for one person, two people, or whole family, respectively.
Vision and dental – when enrolled in health insurance, residents and families automatically get these two benefits.
Coverage highlights include:
Vision: (VSP Network) - $10 co-pay for annual vision exam and varying coverage options for glasses or contacts per year.
Dental: (Delta Dental) 2 visits annually with x-rays and other basic care fully covered If within network.
Life & disability insurance – Standard for all residents (partners and dependents not covered under these plans, although they may be the beneficiaries).
Retirement plans – Residents do not pay into the UC system pension plan. Instead, about 7.5% of salary is put into a Safe Harbor DCP (Defined Contribution Plan), automatically. A similar plan is in place when residents work at San Francisco General Hospital, but it’s called a 457 plan. You can access the money in the DCP or 457 when you leave UCSF. For additional retirement savings when working at UCSF, you can elect to put pre-tax dollars into a 403b plan (like a 401k, but for non-profit and educational institutions) or another 457 plan.
Blumberg Loans
This is an interest-free loan in the amount of$1,200-$2,400 available to all residents. You can take the loan out at any time. Then, $100-$200 is deducted from each paycheck. Yes, it’s really interest-free money up front!